Features and Benefits of Bajaj Finance Fixed Deposits
- 8.40% Return on Your Investment
Bajaj Finance Fixed Deposits provide a lucrative interest rate of 8.40%, which can go up to 8.75%, with a reliable interest flow that helps you plan and manage your expenses easily. With a high interest rate on FD, you can accumulate your wealth and grow your corpus. These stable returns make Bajaj Finance FDs one of the best investment avenues for growing your savings easily.
- Higher Interest Rates for Senior Citizens
Senior citizens can benefit greatly from investing their life’s savings in an FD with us as they are eligible for an additional rate of interest—as high as 0.35% over and above the regular interest rate. Find out more about the Senior Citizen Fixed Deposits.
- Minimum deposit of Rs. 25,000
The minimum deposit required to open a Bajaj Finance Fixed Deposit is Rs. 25,000, which makes it easier to start investing. With this minimum deposit amount, you can start investing any time, without having to wait and accumulate a larger corpus. Even with a smaller minimum deposit amount, you can ladder your investments so you can earn better returns.
- High Stability and Credibility
Bajaj Finance Fixed Deposits are rated high on safety and stability with ICRA’s MAAA (stable) rating and CRISIL’s FAAA/Stable rating, so your investments are never at risk.
- Assured Returns
No influence of market fluctuations, so you get assured gains on your investment.
- Flexible Tenors
With Bajaj Finance Fixed Deposits, you can choose tenor between 12 and 60 months, to suit your financial needs. This can impact your liquidity needs, and help you ladder your investments, so that you can enjoy a higher cash inflow. What else, we also have a 15 month special tenure FD which offers 0.25% more than the ROI of a 12 month FD.
- Fixed Deposit Calculator
With the easy to use Bajaj Finance FD Calculator you can evaluate your returns in advance, before making an investment. This helps you get clarity on your investments and helps you plan your finances easily.
- Online Application Process
With Bajaj Finance, you can easily invest in FD with an easy online application process, which saves you time and trouble. You can save the hassle of submitting lengthy documentation or waiting in queues for opening your Fixed Deposits with Bajaj Finance.
- 200+ Branches Across India
Offered in over 200 cities across the country, opening a Bajaj Finance Fixed Deposit is easy with greater access.
- Online Account Management
Online access to your Fixed Deposit account, so that you can keep track of your investment easily.
Profitable and hassle free investing at its simplest. With an interest rate of 8.40%, Bajaj Finance’s Fixed Deposit offers one of the best interest rates in the country. With high stability ratings from ICRA and CRISIL,our Fixed Deposits are a great option if you need regular income from your investment